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Jeff Landry strives for a ‘middle ground’ stance on auto insurance | Municipal Affairs


Gov. Jeff Landry opened the 2025 regular legislative session by addressing Louisiana’s car insurance crisis and blaming both trial lawyers and insurance companies. Despite some legislators applauding him, there are disagreements on the approach to the issue.

Landry faces opposition from Republican House members who are pushing for changes that favor insurance companies over trial lawyers, something he opposes, putting him at odds with a key segment of his political base. The House leadership plans to move quickly on these bills through committees.

Additionally, Landry faces opposition from Insurance Commissioner Tim Temple on certain measures that favor trial lawyers. Temple supports bills that Landry opposes, such as capping damage awards for pain and suffering and making it harder to win big payouts in accidents.

Landry emphasized his support for a more balanced approach and siding with those who pay high insurance rates. He criticized both insurance companies and plaintiff lawyers for the financial struggles faced by individuals and businesses in the state.

Some Democrats support Landry’s call for change on insurance rates, emphasizing the need to provide relief to Louisiana insurance ratepayers. The House Democratic caucus has filed legislation aimed at addressing credit scores, rate filings, transparency in setting rates, and providing tax credits for high insurance premiums.

Concerns were raised over Landry’s meeting with key legislators and trial attorneys at a Texas hunting lodge, but he dismissed these concerns, emphasizing a balanced approach. The debate on car insurance rates in Louisiana remains ongoing as different factions advocate for various changes.

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